New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 355th installment in their series of digital spreadsheet magic tricks, you'll learn how to use VLOOKUP to create a mortgage calculator that can handle four different types of loans: begin annuity, end annuity, interest only and "other."
This video walks you through the steps of using geometric series sum to figure out mortgage payments. This excellent video shows you a clean blackboard, with the instructors voice showing exactly what to do. Don't fret, any question you may have, will be answered. Watching this video will make you feel like your back in the classroom but rather comfortably from your home.
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
Runescape has more sidequests than US Government has mortgage-backed securities. This video will teach you everything you need to know about one of them. It's a miniquest called Tarn's Laircommentary here is great, and will leave almost no room for you to lose, you lucky devil.
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
This gem, an extensive cinematography video tutorial on Motion Control systems by Mark Roberts Motion Control. In some ways this video is an advertisement for the systems they create, but there is a lot of useful knowledge shared that transfers to planning, shooting, and compositing with lesser tools. This instructional video explains what motion control is and the features of the Milo Motion control system rig. A ton of fantastic commercial and music video creative work is shown, with shot b...
Disasters can happen at any moment, and when they do, it's often hard to find the right information to help you get to safety as quickly as possible.
In this three-part video tutorial, learn how to manage loans with an amortization table in Excel. The three parts of this video go over the following:
Let's face it, girls: Sometimes we're stuck five minutes before we have to head out for a party and we have the most inopportune beauty disaster. Whether it's our self tanner streaking and making us look more Snooki than sexy, or you accidentally got ink stains on your hands, there's often little time to take care of the problem.
For the past couple of years, random internet dwellers have embarked on an ambitious quest to see just how useless a box can be in hopes of earning sweet, sweet internet points. Welcome to the world of useless machines.
Electrical sockets are often taken for granted. It's not until one of them breaks or stops working and our laptops won't turn on that we truly have a crisis (mostly over lost internet time).
The tragedy of a falling elevator is not unheard of. This could happen to you at any time, and you will most likely not be expecting it. Who would step into an elevator if they had an idea it might plummet to the ground? The best thing you can do is be prepared. First you want to stay calm. Next you want to lie, belly down, on the elevator floor with your hands behind your head. Make sure you do not panic. This is crucial in times of crisis. When all is over, you'll notice that you're still a...
Most of the time when a partner is quick to yell at you or wants to control you, it is because that person is upset with themselves. It also seems that maybe the partner is overly stressed due to new situations. Tell your partner how you feel. You need to find out what is bothering him/her or else the relationship might be over. When you express how you feel, talk about your feelings, it helps the relationship. It is not helpful if you accuse your partner. Accusations are only going to create...
Looking to buy a home? Why leave your current digs? Using technology has made it easier than ever before to find the home of your dreams. Learn how to buy a home online with help from this how-to video.
As Hurricane Sandy barrels towards the East Coast, 50 million people are expected to be affected in the nation's most populated corridor. The behemoth super storm is a cause for concern, evident by the massive evacuations. The picture above is an eerie snap of the mostly crowded Times Square subway station in New York. Government officials have warned over half a million people to evacuate their homes and head to higher grounds. To help prepare for this storm, the internet has provided severa...
Draw your favorite anime characters! This how-to video shows the steps of rendering a sketch of Sailor Moon. There are no audio instructions, but the process is detailed very closely in a visual guide. Watch this video drawing tutorial and learn how to make a manga anime Sailor Moon in a crisis uniform character.
MIT artificial intelligence researcher Lex Fridman recently asked SpaceX and Tesla founder Elon Musk possibly the best question he's ever been asked: What would he ask a hypothetical AGI system (an AI system with human-level intelligence and understanding) if he only had one question?
After leveraging the well-known intellectual property of Rovio's Angry Birds for its first game for the Magic Leap One, Resolution Games is singing a new song with a familiar refrain for its next game for the augmented reality headset.
Researching genealogy takes a little enterprise and the skills of a master sleuth.. Watch this video to learn how to research your genealogy and family tree.
We all know how volatile the stock market is, especially during times of crisis. That does not mean that the market is impossible to gauge, however. Day traders are trained to read charts in order to recognize market trends and price patterns, giving them the insight they need to make their trades as profitable as possible.
Crisis averted — Apple released iOS 12 public beta 6 — not public beta 7 — to software testers Wednesday, August 15. The update comes hours after the release of dev beta 8, which replaced the short-lived seventh developer beta. Apple released dev beta 7 Monday, August 13, but quickly pulled the update due to instability and poor performance.
Well, here we are. We've come a long way, we really have. Watching this community grow has been amazing. Well, before I start babbling on about the community, let me get to the point...
Have you ever wanted to go into another user's account on your computer but had trouble finding the energy to log out, then log out, only to log back into your own account? Well, here's your solution: XNest will let you log in to another user's account from your account in a virtual way. It's very simple to set up and may just help you with your virtual account crisis!
There are times when leadership is tested. This is one of those times. As government and business leaders around the world are grappling with the unfolding coronavirus pandemic, the real-time responses to the crisis from many leaders have been great and, at times, less-than-optimal.
It may seem impossible to win an argument against an irrational person, but it turns out the tried-and-true techniques that hostage negotiators use against hostage-takers work surprisingly well in everyday situations. You may not ever deal with a real hostage situation personally, but life is full of negotiations with unreasonable people, and those conversations don't always have to end in rage or disappointment. The mental techniques that professional hostage negotiators use can help both pa...
You're reading this so you're probably already safely huddled up in your house or apartment, watching as the entire planet grapples with the unfolding coronavirus health crisis. But unlike some others, you're lucky enough to already have a couple of weeks of supplies and now it's just about what you can do to entertain yourself and your family as you weather the current situation.
You need a break from gloomy coronavirus updates. We all do. The unrelenting stream of doom and negative news is both helpful in terms of keeping ourselves and our families safe, but it also has the unfortunate effect of increasing our anxiety. When will this end? How bad will it get? Is there reason to be hopeful?
Amid the coronavirus chaos, two companies at the forefront of augmented reality technology took starkly different approaches to their upcoming developers conferences, as Facebook has canceled its annual F8 conference and Magic Leap plans to invite a limited number of attendees to its Florida headquarters for LEAP Developer Days.
Welcome back, my novice hackers! You have probably heard of the Panama Papers hack by now. This was a hack of the servers at Mossack Fonseca, a major law firm in Panama. This law firm specializes in assisting the rich and powerful to hide their wealth from taxes and scrutiny by creating tax havens overseas.
Up until the last 15 years or so, watching the commercials during the Super Bowl was arguably more exciting than the game itself. Super Bowl XXIV featured the San Francisco 49ers blowing out the Broncos, 55-10, in the worst Super Bowl beatdown of all time. The game might not have been that exciting, but the commercials sure were.
In recent years, Google's Arts & Culture project has been leading the way in terms of innovating the practice of using technology to preserve landmarks and great works of art via digital 3D copies. Increasingly, these efforts are also giving history buffs the chance to experience classic works and spaces with unparalleled intimacy through the wonders of augmented reality.
Augmented reality can be more than simply a way to enhance navigation, or superimpose virtual sunglasses onto your face. It can also be a platform for shining a light on important social issues.
Badges? We don't need no stinkin' badges! That is, unless they have augmented reality content embedded in them and give us full access to Facebook's annual F8 developers conference — in that case, yes, we'll take all the badges.
Wise Snacks wants baseball fans to reach for potato chips instead of peanuts and Cracker Jacks, and it's calling augmented reality out of the bullpen to close the deal.
These past few days have brought more bad news for our national parks. Interior Secretary Ryan Zinke confirmed that there will definitely be big cuts to national park budgets. This comes after Donald Trump's budget request revealed a call for $300 million cuts to national parks.
Seventy-five years ago, a St. Louis widow named Irma Rombauer took her life savings and self-published a book called The Joy of Cooking. Her daughter Marion tested recipes and made the illustrations, and they sold their mother-daughter project from Irma's apartment. Today, nine revisions later, the Joy of Cooking--selected by The New York Public Library as one of the 150 most important and influential books of the twentieth century--has taught tens of millions of people to cook, helped feed a...
When Kaci Hickox, a Doctors Without Borders nurse, returned to New Jersey from working with Ebola patients in West Africa in 2014, she was surprised by her reception. Instead of a quiet return to her home in Maine after four weeks on the front line of Ebola treatment, she was quarantined by the State of New Jersey in Newark. She later filed a lawsuit in U.S. District Court for violation of her civil rights, false imprisonment, and invasion of privacy.
Joe McKenna died when he was 30 years old. A young married man with his future ahead of him, he was cleaning up the station where he worked as a fireman. Struck by a piece of equipment fallen from a shelf, Joe complained of a sore shoulder. Over the next week, Joe worsened and ended up in the hospital. Chilled, feverish, and delirious, his organs shut down from an infection we'd now call septic shock.
