# Monthly Debt Search Results

### How To: Avoid credit card debt

Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.

### How To: Compare loans with a spreadsheet in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 45th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to perform debt analysis with the following input variables: % Down Payment, APR, Years, Points, Extra Fee. See how to calculate Amount to Borrow, Monthly Pay...

### How To: Use Excel for daily interest and monthly deposits

Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...

### How To: Consolidate debt with a 0% APR credit card and low APR bank loan

Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.

### How To: Make payment calculations with MS Excel's PMT function

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 47th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the PMT function to calculate payments. Specifically, this video addresses the following topics:

### How To: Add yearly totals from monthly data in MS Excel 2010

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 679th installment in their series of digital spreadsheet magic tricks, you'll learn how to summarize yearly totals from monthly totals when there Year Criteria is entered as a serial date. See the SUMPRODUCT and SUMIFS functions. Learn about criteria and how to enter it into the SUMIFS functions.

### Android Basics: How to Prevent Going Over Your Monthly Data Limit

Mobile data is expensive. The internet connection that comes with your cell phone plan is generally limited to a certain amount of gigabytes that can be downloaded before your monthly cap kicks in, at which point you run the risk of incurring costly overage fees.

### How To: Calculate leverage and solvency ratios in Microsoft Excel

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 17th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate the debt ratio, debt to equity ratio, equity multiplier ratio and times interest earned ratio.

### How To: Use the TextNow 4.0 App to send unlimited texts on the iPhone

TextNow is a great App for the iPhone that allows you to, for a \$1 initial fee, send unlimited text messages to any other TextNow user without using any of the precious limited texts on your AT&T plan. The App is very easy to use, requires only a modest amount of additional money to keep using it forever, and will probably wind up saving you money in the long run by cutting down your monthly billed texts.

### How To: Use a VLOOKUP function inside a text formula in Excel

Love Microsoft Excel? This clip contains a tip that just might induce you to. With this free video tutorial from ExcelIsFun, the 51st installment of his "YouTubers Love Excel" or YTLE series of free video MS Excel lessons, you'll learn how to use a VLOOKUP function inside a Text Formula to add a variable word (e.g., Annual, Semi-Annual, Quarterly, Monthly, or Weekly).

### How To: Create a running total from transaction data in Excel

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this Excel tutorial from ExcelIsFun, the 568th installment in their series of digital spreadsheet magic tricks, you'll learn how to use a SUMIFS function to tabulate a monthly running total from transaction data.

### How To: Use the iTunes music store with your kids

Kids can have fun using the iTunes music store while parents still control the credit card and content their children can access. Parents can restrict access to certain content, set up a shopping cart to review music choices before they're purchased, and give kids a monthly allowance.

### How To: Calculate monthly sales with Excel's SUMPRODUCT & TEXT

Love Microsoft Excel? This clip contains a tip that just might induce you to. With this free video tutorial from ExcelIsFun, the 45th installment of his "YouTubers Love Excel" or YTLE series of free video MS Excel lessons, you'll learn how to use the SUMPRODUCT & TEXT functions together in 1 formula to sum the month's sales. Learn to love digital spreadsheets more perfectly with the tricks outlined in this free Microsoft Office how-to.

### How To: Extrapolate given daily fixed costs in MS Excel

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 325th installment in their series of digital spreadsheet magic tricks, you'll learn how to create a formula that takes a fixed daily cost and calculates the monthly total for months with different number of days.

### How To: Jailbreak your iPhone 3G

Did you just find an iPhone 3G or 3GS on the floor but don't want to pay for the expensive AT&T plan?? This instructional video takes you step by step on how to easily jailbreak the phone with a couple of simple of steps that will allow you to use your phone in a matter of minutes without having to pay outrageous monthly phone bills. All you need to do is have iTunes installed on your computer and then just follow the simple steps stated in the video.

### How To: Painlessly lower your cell phone bill

When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:

### How To: Calculate monthly retirement income in Microsoft Excel

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 12th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate average and marginal tax rates with Excel.

### How To: Replace the AC condenser on a Nissan Altima

This video demonstrates how to remove the air conditioning condenser from a Nissan Altima. If your air conditioning isn't working, especially if you live in a hot, traffiky part of the world, your life is probably pretty miserable. This video will help you to rectify the situation yourself at home without having to pay half of your monthly salary to a mechanic.

### How To: Use simple formulas to do math in Excel 2007

Take a look at this instructional video and learn how to use simple formulas in Microsoft Office Excel 2007 to add, subtract, multiply, and divide. For example, you can use a prewritten formula called the SUM function to find totals, such as your total monthly expenses. Excel updates the results if the numbers change later.

### News: Preorder & Release Dates for the New iPhone SE (2nd Generation) in 2020

It's finally here. After years of rumors and speculation, Apple unveiled the new iPhone SE on April 15. While it doesn't have a 4-inch display like the original SE, it's the smallest new iPhone you can buy today, with the chipset of the iPhone 11, 11 Pro, and 11 Pro Max. So, when can you get your hands on it?

### How To: Get an FHA loan

Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.

### How To: Save \$20 a Year on Apple Music

Apple Music offers a cheaper subscription option to those of you who look for it — only \$99 for a year. If you are already an Apple Music user, you can access the option right now. Otherwise, you have to sign up for a normal monthly plan first, then switch to this plan to get a better deal after.

### How To: Conserve Data Better with a Detailed Report of Your Data Usage on Android

Amazingly enough, some of us still have to worry about exceeding our monthly mobile data limits. You'd figure carriers would have given the customers what they want by now by offering truly unlimited plans, but with two conglomerates sitting atop the U.S. cellular market with fat pocketbooks that make for limitless lobbying, they can basically do whatever they want.

### How To: Track Data Usage in Real Time with This Status Bar Meter for Android

When you're on a limited data plan, bumping up against your monthly cap is a major concern. Overage fees are incredibly high these days, and being throttled down to 2G coverage almost renders a smartphone completely useless.

### News: Smartglasses Startup North Secures \$40 Million in New Funding, Report Says

Despite the recent gut punch of staff layoffs, Canada-based smartglasses startup North and its Focals are likely to be in the game for a while longer.

### News: Preorder & Release Dates for the iPhone 7 & 7 Plus

Apple just unveiled the new iPhone 7 and 7 Plus at their September event, which means we're inching closer to traffic jams, parking lot fights, and day-long lines at Apple Stores, as well as those inevitable, dreaded words: "sold out."

### How To: Set up and use Google Alerts content monitoring service

Want to receive daily, weekly or monthly updates on a subject of your choice? With Google Alerts, it's easy! So easy, in fact, that this home computing how-to from the folks at Easily can present a complete (and somewhat talky) overview of the process in just under five minutes' time. For the specifics, and to get started setting up and using Google Alerts yourself, just watch this handy how-to.

### How To: Block unwanted text messages on your Apple iPhone

If you're among the throng of Apple iPhone users to refuse to pay \$5 for a monthly SMS allowance, then each text message you receive, whether you like it or not, will run you \$0.20. In this how-to, Gary Rosenzweig shows you how to prevent unwanted text messages by turning off the ability for someone to send you a text message via email. Learn also how to request that text messaging be turned off completely in this video.

### How To: Watch Hulu on iPod touch

If you're a fan of Hulu and want to take the service with you wherever you go, you now can. You'll need to subscribe to Hulu+, a monthly subscription service which will allow you to stream lots of Hulu's content right on your hand held device, such as an iPhone or iPod touch. Check it out today and get that Hulu goodness! You will be limited a bit with some of your selection, so you may want to find out first if your favorite show will be available.

### How To: Perform a breast self exam

1 in 9 women will get breast cancer at some point in their lives, and at least a third of women will not self-check their breasts. Early diagnosis is essential in treating breast cancer, and that’s where monthly self-checks come in. If you’re not sure where to start – don’t worry! Dr Dawn Harper’s guide will give you advice on exactly how to self-check your boobs. Watch this video tutorial and learn how to self examine breasts for any lumps or possible cancer.

### News: Preorder & Release Dates for the iPhone 11, 11 Pro & 11 Pro Max

They're finally here. Apple revealed the brand new iPhone 11, 11 Pro, and 11 Pro Max on Sept. 10, and despite the questionable names, these are the best iPhone models money can buy. If you're looking to get your hands on one of these devices as soon as possible, there are few important dates you need to know.

### How To: Repair your credit

It’s never too late to clean up your credit record – and save yourself thousands of dollars in exorbitant interest rates in the process. Learn how to repair your credit with this guide from Howcast.

### How To: Create a Hippie Pocahontas Halloween Costume with Closet Items

With Halloween costumes retailing upwards of \$100, it's easy to get into debt just because you're feeling in the festive dress-up mood. But Halloween costumes are only worn once (maybe twice) and are almost always made of cheap fabric that rips and tears easily.

### How To: Save gas

Learn how to save gas, the secret the oil companies and car manufacturers don't want you to know about! This how-to video explains common causes for your car to be sapping gas faster than it should, how to make some simple adjustments, and maximize your gas. Don't be a slave to high gas prices or go into debt buying a hybrid car you can't afford. Learn how to double your gas mileage the KipKay way by watching this instructional video.

### How To: Make a homemade sugar wax recipe to remove hair

Waxing should be as painless as possible, which is why girls turn to sugar waxing to remove their hair monthly. But don't shell out wads of cash having someone else rip thick-rooted hair from your hindquarters.

### How To: Tone your body without weights with a tabata workout

No one expects you to have a gym full of dummbells and exercise machines at your fingertips, nor does anyone expect you to drop hundreds of dollars monthly to tone your fabulous body at the gym.

### How To: Use a fertility microscope to determine ovulation

Another way to track your ovulation cycle is with a fertility microscope. A fertility microscope allows women to identify their most fertile days by testing and viewing the visual changes that take place in saliva throughout the monthly cycle. This method is reliable and effective, and can greatly increase your chances of getting pregnant. All this requires is saliva, so it is not invasive and doesn't use needles. So, check out this tutorial for advice and instructions on how to use one of th...