How To: Be smart about saving
Horrible at saving money? Creating a savings account to put aside and accumulate money is easier with these strategies.
Horrible at saving money? Creating a savings account to put aside and accumulate money is easier with these strategies.
It's never too early to put away money for your child's education. Consider these options before choosing a plan. Watch this video to learn how to get started with a college savings plan.
Daylight savings time is here. On November 7th, everyone and everything turned back the clocks to standard time, but how well you adjust to the new time is up to you—
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you're in the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 22nd installment in his "Highline Excel Class" series of free video Excel lessons, you'll see a lifetime savings plan using the FV and PMT functions and other formulas. See how to calculate how much you will have at retirement from a basic savings plan. Then see ...
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, part of his "Excel Finance Class" series of free video lessons, you'll learn how to use the PMT function to contrive a savings plan that will yield $1,000,000 at the time of retirement.
This video will show you how to calculate the total savings on a transaction where there are two percentage series discounts and two dollar discounts. This video shows frugal bargain hunters how to simplify with an Excel sheet and find the total saving percentage. It teaches functions that can be used in the Excel sheet, plus useful tweaks and formulas.
The COVID-19 pandemic has hit everyone hard. With over 36 million American workers filing unemployment claims, finances are at the front of everyone's mind. Understanding your accounts has never been as important.
Your first bank account can be exciting and confusing at the same time. Check out this video and learn how to manage your money and accounts so you don't wind up in the red. You don't have to earn an MBA to make good financial decisions; this video offers plenty of suggestions to keep your accounts on track.
This penny pincher's guide offers advice on how to take advantage of CVS coupon match ups to score free and near-free goods from CVS. While such savings require a little bit of legwork, the underyling process is simple enough that this tutorial can present an overview of it in just over six and a half minutes.
In this clip, Kitty the Coupon Divas will teach you how to better understand common abbreviations and acronyms that pop up on coupons. Make sure you know what you're using when you shop in order to maximize your savings and get tons of free goodies.
In this clip from Kitty the Coupon Diva, learn how to find and use rebates in any store: supermarkets, drug stores.. anywhere! Get tons of freebies from product companies simply by shopping smarter. Kitty will also show you how to find these offers online after you have made your purchases for increased savings.
In this clip, you'll learn how to prepare a Microsoft Windows XP desktop or laptop computer for daylight saving time (or, if you're so inclined, daylight savings time). It's an easy process and this video presents a complete guide. For more information, including a full demonstration and detailed, step-by-step instructions, watch this helpful home-computing how-to.
Watch this video to learn how to create a beautiful and practical water wall (or water bottle wall) for energy savings at home. it helps to cut down the amount of sunlight that enters your home. You can make a frame that will fit into your window.
Do you own a small business, but find yourself unable to understand the intricacies of your financial statements? You are not alone. This video features a small business coach explaining some of the intricacies of financial statements. The tips provided here should help you better understand your financial statements and use the information gleaned therein to improve the profitability of your business.
Are you thinking of trading in your 6mpg Hummer for something a little more efficient? Well, if you've got an electric or hybrid car in mind, this video will show you how to make a choice that works for you. With a little program called Electric Car Calculator, you can determine if the savings are worth it for you to get into one of today's hybrid or electric cars.
In case of a natural disaster, computer networks are often disabled, rendering the record keeping at most institutions useless. It's important that you make a financial first aid kit to ensure that you are able to get by and keep track of your personal information after a hurricane or fire. This video will show you what you should put in your financial first aid kit, which you should go make right now.
This clip demonstrates how to load an image into the Blender VSE and convert its format, both in size and in format (JPG->PNG) and space savings comparison. Whether you're new to the Blender Foundation's popular 3D modeling program or a seasoned graphic artist just interested in better acquainting yourself with the application, you're sure to be well served by this free video tutorial. For more information, including detailed instructions, take a look!
Today's word is "dwindle". This is a verb which means to become gradually less and less.
This video segment will show you how to install window film in your home or business. You can achieve professional results with a great cost savings by doing it yourself.
You can use a Korg MicroKorg synthesizer / vocoder to play all sorts of electronic music, and you might actually be able to get one without spending your life savings. If you like dirty electric synth bass parts, watch this video and you'll learn how to program one on your MicroKorg.
Systm is the Do-It-Yourself show designed for the common geek who wants to quickly and easily learn how to dive into the latest and hottest tech projects. They will help you avoid pitfalls and get your project up and running fast. In this DIY episode, see how to make high quality audio/video cables.
There are many cars out on the market that are unable to change the time according to location or daylight savings time. So it's important to know how to change the time or reset it completely. In this helpful tutorial, you'll be finding out how to reset the clock in a Hyundai vehicle. It's easy to do and will make life a bit easier. Enjoy!
Maintaining your air conditioning can take up some of your time, but once you get it done you an save a lot of money. This how to video demonstrates how to maintain your air conditioning unit for big energy savings. You wont only be saving your bank, but you will also be saving the environment.
Money skills are critical for any adult, which means the best time to teach someone financial responsibility is during the teenage years. These parenting tips are meant to teach your child about income and costs. Use allowance as a tool to show your teenager how to manage their own money.
A rocket stove is a "rocket" combustion approach to preparing meals, which provides high combustion efficiency and efficient heat transfer to the cooking pot. Research suggests (through practical experience) that by using a rocket stove, you could save at least 50% of fuelwood, which is a significant savings for anyone's financial situation.
Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 15th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to generate a common-sized financial statement within Microsoft Excel.
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 17th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to perform simple financial ratio analysis.
EDGAR is a massive database of financial documents and filings maintained by the SEC. If you want to use EDGAR to research financial institutions, it's pretty easy to do with an FTP client. Watch this video to learn how you can download and use FTP software to access EDGAR.
Are your electricity and water bills comparable with that of Raging Waters? Then it's probably the right time to consider how to save on your energy and water bill by taking small steps like assessing where you're at in your home, having an energy audit, and eliminate leaky faucets.
In this tutorial, we learn how to hem your favorite jeans with Laura. First, place your jeans on your body, then cuff them where you want to hem them. Next, take your jeans off and pin the cuffs where you wan to hem them to keep them in place. Next, measure out the length of the hem and mark it with a piece of chalk, then you can take out the pins. Next, you will cut the pants, then pin them back where you want to hem them at. After this, you will take them to the sewing machine. After this, ...
Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
Opera's web browser for Android, Opera Mini, now comes with integrated ad-blocking technology for a less cluttered browsing experience. More importantly, it decreases the amount of data being loaded, which Opera claims increases webpage loading times by 40 percent. This is in addition to the 90 percent data reduction from Opera Mini's compression technology.
In the business world, it's sometimes said that "where there's smoke, there's fire." At Snapchat parent company Snap, Inc., it appears the equivalent of smoke is executive turnover.
This is a video walkthrough of the "Prologue: Financial District" level in Mirror's Edge for the Xbox 360.
Unclaimed money, or money that has gotten lost in the financial system but is owed to you, is all over America. If you think there might be money that belongs to you in the state of New York, check out this video made by State Comptroller Mike DiNapoli outlining how to check whether you are owed unclaimed money and how to claim it.
The internet has been a massive financial windfall for millions of people around the world, and it can be for you as well! There are a lot of ways to make money on your couch by using the internet, and this video will show you five great ways to do it! These include making websites and forums, advertising, and gambling. If you're hard up for cash, give it a whirl!
In this tutorial, we learn how to know what standard deviation is in your portfolio. Standard deviation is the amount of risk you have inside your portfolio, this will show you how much fluctuation you have in your portfolio. Depending on the expected return of your portfolio over an amount of time, you could have a different range of standard deviation. Knowing what your standard deviation can help you do the math to see what your chances of a return or loss will be for certain. This will he...
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 623rd installment in their series of digital spreadsheet magic tricks, you'll learn how to see the pain that pay day loans inflict on people using Excel. Learn how to calculate APR (Annual Percentage Rate), EAR (Effective Annual Rate), an Amortization Table and the EAR for a loan that takes a fee out up front. Learn ...