These days it seems like budgets are on everybody's minds. Big or small, financial planning is an essential part of daily life following the latest recession. In this tutorial you will learn how to create budget resources, using MS Project 2007, that you can assign to your project to compare you actual hours and costs against your budget.
They don't call them salad days for nothing; you probably can't afford to eat anything else. But there are ways to trim your food budget—and they're even good for you. Learn how to eat cheaply on a budget.
Black Friday is undeniably the biggest shopping day of the year. Black Friday, which occurs annually the day after Thanksgiving, is also the kickstart of the holiday shopping season, the big bang that leads swiftly to Christmas.
In this video you learn how to make a digital pinhole camera. The video begins with an introduction addressing the main themes to be dealt with in the video - tight budgets, photography and specialized lenses. In this video, Kai modifies a photo lens cap by poking a large hole in it. After making this large hole, he makes a smaller hole in a thinner material and lines the hole up in the center. He calculates the size of the hole he needs based on the wavelength he will be photographing. He us...
It's become a routine for many of us to ring in the New Year with pledges to finally get our budgets and finances under control. Unfortunately, it's also quite difficult to to keep those promises. Some of us will just dive into our resolutions and wing it as we move forward, which usually ends in failure. But even for those of us who plan carefully, obstacles along the way can spell doom for New Year's resolutions.
If you're looking to start a retirement plan for your employees, this how to from the IRS is a great, informative video. Everyone knows that keeping great employees is essential to staying competitive and growing in today's business world. Find out how to start a retirement plan to keep those great workers right there where they are.
This penny pincher's guide offers advice on how to take advantage of CVS coupon match ups to score free and near-free goods from CVS. While such savings require a little bit of legwork, the underyling process is simple enough that this tutorial can present an overview of it in just over six and a half minutes.
Now more than ever, people everywhere are suffering from bad credit. Credit is important. You need it to take out loans, buy a house, rent an apartment, get a car, almost anything! Check out this two part video, presented by Daniel Medina from United Credit Education Services, and listen along as he offers you tips on how to improve your credit - even in a recession. This helpful and informative video can start you on the right track to financial stability, no matter what the circumstances.
If you think you may have goofed on your tax return, you're going to want to file a 1040-X, which is an amended tax return. This quick video by the IRS shows how to do it, for this, or any of the previous 3 years.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
In this clip, Kitty the Coupon Diva will show you how to maximize your coupons and extra care bucks so that you can walk out of CVS with a cart full of groceries for free! Kitty will show you how to use circular flyers, bag tags, extra care bucks, coupons and rebates to walk in and out of the drug store without spending any money. Try these tricks the next time you shop and save a ton of money.
In this clip, Kitty the Coupon Divas will teach you how to better understand common abbreviations and acronyms that pop up on coupons. Make sure you know what you're using when you shop in order to maximize your savings and get tons of free goodies.
In this clip from Kitty the Coupon Diva, learn how to find and use rebates in any store: supermarkets, drug stores.. anywhere! Get tons of freebies from product companies simply by shopping smarter. Kitty will also show you how to find these offers online after you have made your purchases for increased savings.
In this clip, learn how to get amazing amounts of goodies in the mail for free! Kitty, the coupon diva, will show you how to request things like free samples and manufacturer coupons from companies so you can stock pile them and save. Get extra freebies every time you open up your mailbox with these awesome tips.
Raise your credit score in five simple steps? Sounds too good to be true, doesn't it? Well, financial expert Linda Ferrari is here to to explain to you how this is possible. In these rough economic times, everyone could use a little boost, so why not take some of Linda's advice and give your score some help?
Transferring money can be quite tricky, but keeping track of it can be even trickier. MoneyWell makes transferring money from one account to another incredibly easy. This video tutorial for beginner users shows you how to work with transfers in the budgeting software.
Keeping your money in check can be quite difficult. That's where MoneyWell comes in. This is a video tutorial on getting started with MoneyWell, so watch and learn the basics and see if it's right for you.
One way to keep your budget in line is with MoneyWell. This video tutorial for beginner users teaches you the ins and outs of setting up credit cards accounts, and how to manage them.
Don't give us that look. It is possible to make delicious, nutritious meals out of (mostly) dollar-store items, if you know a few tricks. With the bad economy, everyone can afford to save a few dollars here and there, without sacrificing taste. Watch this video cooking and budgeting tutorial and learn how to make delicious dishes out of dollar store food.
Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences. You will need a credit card with unused credit, a tax refund, a car, a small loan company, a signature loan company, or a payday loan. Watch this video tutorial and learn how to get money quickly by finding a loan shark.
Have you ever gotten to the checkout at the supermarket and dropped your coupons all over the floor? If you are learning how to be a coupon diva, you are going to be carrying hundreds of coupons. In this clip, learn how to make a perfect coupon binder so that you are organized and neat, and can approach the supermarket prepared to save. This easy fix is explained in detail in this clip so you can get started.
Ever hear of MoneyWell? There's a whole slew of personal budgeting softwares available today, but figuring out which one is right for you is extremely difficult. This video tutorial will help you understand the concepts behind MoneyWell and how easy it is to manage your cash flow.
In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...
It's never too early to put away money for your child's education. Consider these options before choosing a plan. Watch this video to learn how to get started with a college savings plan.
When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
Think you know every trick to improving your gas mileage? Here are fuel-saving strategies that aren't common knowledge. Watch this video to learn how to achieve better gas mileage and save money on gas.
If you've set up a way with the IRS to pay off your taxes, you may want to consider signing up for the new Online Payment Agreement. This simple method lets you pay from your home computer and you can even set up direct debit for even more convenience.
If you haven't filed a tax return in the past few years, you can go to the IRS to help you with filing past taxes and get you back on track. Find out in this video how you can get all caught up with your taxes.
Every year, many people fall victim to scammers trying to dupe taxpayers out of their hard-earned money. The IRS compiles an annual list of the twelve most popular tax scams perpetrated on the public. Check out this video to learn out about the top tax scams to avoid.
If you've made any donations to charity this year, there are several important rules about deducting charitable contributions on your tax return. Most importantly, the correct paperwork is needed to document the transaction for the deduction. Find out in this informative video from IRS.gov.
In this tutorial, we learn how to apply for California food stamps. First, to go the website: California Food Stamps. After you are on this site, you will see a pop up where you can enter in your name and e-mail, as well as more information about food stamps in California. After you enter in your information, you will receive an e-mail with two links on it. One will be for the application and the other will be to find an office near you. Print out the application and fill it out entirely, fol...
In this video, we learn how to apply for Arizona food stamps. First, you will need to go online and print out the application to receive food stamps from the state. You will also need to print out the information that you will need to bring with you as well as look for an office that is closest to your location. Fill out all of the sections of the application until it's complete. Make sure to use the correct colored pen and don't leave out any information. If you do leave something out, this ...
Getting ready to file your taxes? Good, but you're not sure how much you're going to be expecting in a refund? Need to calculate your deductions still? No worries. In this video you will learn how to use the IRS tax deduction calculator to figure out how many deductions you qualify for and what your refund will end up being.
The world of taxes and filling out the 1040 form itself is pretty confusing, especially if you're unsure about the terms, "deductions" and "credits". In this video you will get a full walkthrough of how tax deductions work and how to fill out the Schedule A portion of the 1040 form for your federal income taxes.
If you have children who are still your dependents and have been living in your household for at least half of the year, and have their own social security number, you can actually get a major tax credit with a simple worksheet. In this video you will learn the requirements for the tax credit and also how to fill out the worksheet and calculate your credit.
If you're driving a commercial vehicle or doing a lot of driving for a company, there are ways to claim deductions on your tax return for actual vehicle expenses. In this video you will learn how to calculate your standard mileage rates to determine how much you will be getting on your tax refund if your employer is not reimbursing you for gas or if you're running a small business.
In this tutorial, we learn how to understand a securitization. This is a type of structured finance that has three key elements. the first is that there is a pooling of credit sensitive assets. In pooling the assets, you introduce diversification. The second element is to transfer credit risk to the third party and make rules around whether there has been a true transfer of credit risk. The third element in this is trenching of liabilities. This means when cash flows are transferred to a spec...
In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...
In this video tutorial, viewers learn how to deal with a traffic ticket. When you pay for a ticket, don't just ignore it because there is always a hidden cost to a speeding ticket. Speeding tickets may cause insurance rates to go up. To avoid the insurance penalty, users should either go to court or traffic school. Going to traffic school to take the ticket off of your driving record. Another method is to cut a deal with the prosecutor. The key is to keep the points off your record and not al...
These days, everyone is trying to save money wherever possible. Health care is often one of our biggest expenses and in this tutorial, you will get some expert tips on how to lower your expenses and save money on health care.
