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How To: Calculate interest rates for payday loans in MS Excel

The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...

How To: Unlock secret XBox 360 functions

Chris Pirillo demonstrates some lesser known features of the XBox 360 including: the Shut Down feature, Custom music, the manual moving visualization, composite and component video, and changing the vision camera effect.

How To: The Easiest Way to Discover New Music on Your Phone

Resources for finding new music are at our disposal in all corners of the internet; the only problem is deciding which one is the best for you. Spotify, Pandora, and Rdio all have options to discover new music on your smartphone, but they tend to expose mostly established artists, making the process of finding lesser-known but good music a game of trial and error.

How To: Dry age a steak

Dry aged steak is a chophouse specialty; but you don't have to go to a fancy restaurant to get this yummy meal. This video will show you how to recreate the superior flavor of real dry-aged steak at home.

How To: The Galaxy S8's 'Adapt Sound' Feature Makes Your AKG Headphones Actually Sound Premium

The Galaxy S8 and S8+ come with a set of AKG-tuned earbuds that would cost you $99 by themselves. Unfortunately, the earbuds alone don't automatically translate to superior sound, and they've been met with lukewarm reception. But as it turns out, there's a fairly hidden menu on Samsung's flagships that'll give you a tailor-made audio experience and help you get the most out of your S8-AKG pairing.

How To: Enable Dual-Speaker Stereo Sound on Your LG V20

The LG V20 was released in the fourth quarter of 2016 as a flagship phone with audio capabilities far superior to that of anything else on the market—but only if you have your headphones connected. The single bottom-firing speaker, on the other hand, is just unpleasant to listen to. At first, it was believed there was a software issue with the speaker. However, it turned out to be an issue with the speaker grille impeding sound.

How To: 4 Cheap & Easy Ways to Unclog Your Kitchen Sink Without Any Nasty Chemicals

Oh, boy. A stopped-up drain. It'll inevitably happen with any home plumbing system and your kitchen sink is no exception. That clog won't go away on its own and will require immediate attention to keep any standing water from rising. But you don't have to resort to calling an expensive plumber or using a bottle of hazardous chemicals. Using simple kitchen staples or common household objects, as well as some determination, you can unclog your kitchen sink on your own without paying a dime.

Hacking macOS: How to Use One Tclsh Command to Bypass Antivirus Protections

Using Netcat to backdoor a macOS device has its short-comings. If the compromised Mac goes to sleep, the Netcat background process will occasionally fail to terminate correctly; This leaves Netcat running infinitely in the background and the attacker with no new way into the device. As an alternative, we'll use the lesser-known Tcl shell which can handle abrupt backdoor disconnections.

How To: Boil Pasta in Half the Time

The standard way to make pasta requires a lot of water, and it takes a long time for that big pot of water to actually start boiling. For these reasons, as well as my hatred for washing large pots, I don't cook pasta at home very often—at least not the traditional way.

How To: 4 Reasons Why Your Stand Mixer Is More Versatile Than You Ever Imagined

A lot of people like to trash stand mixers for being overpriced and rarely used kitchen appliances. As an avid bread baker I certainly don't agree with that assessment, but I understand where people are coming from. A good Kitchen Aid stand mixer costs a few hundred dollars, and if you only occasionally bake, you probably don't use it much, and therefore aren't getting your money's worth. But what most people don't know is that stand mixers are one of the most versatile appliances in the kitc...