While a lot of internet threats are rather over-hyped, there are some serious things to be cautious of when going online. Probably the biggest risk to the average internet user is malicious software. Commonly knows as "malware," this term refers to any program that exists solely to do harm. This may include damaging your computer or accessing your data without you knowing. Viruses, trojans, and spyware are all forms of malware. Now, malware can seriously mess up your system, and the idea of...