This video is about Annual percentage Rate(APR) and the Effective APR rate.The video begins with an example of a credit card which has a APR rate of 22.9% and daily periodic rate of 0.06274%.You can get the APR rate by multiplying the daily peiodic rate with 365, which in this case will be 0.06274*365 which is equal to 22.9.If you convert the daily periodic rate into decimal values , it will be 0.006274.So for example, if you have 1 dollar in your balance on day 1, on day 2 you will owe 1.000...
It’s never too late to clean up your credit record – and save yourself thousands of dollars in exorbitant interest rates in the process. Learn how to repair your credit with this guide from Howcast.
In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
With all the documents ready, we need to fill our wallet with money for the travel. This video discusses various ways of filling the pocket. That is how to prepare the money for international travel. Over the years credit cards have been widely used by many travelers, which is safer than carrying cash. In this case we need to contact the credit card provider well in advance and notify them about the travel. Also we need to learn about the various fees applicable to international purchases. Th...
Apple Card has generated quite the buzz since its March 2019 announcement. The iPhone maker's new credit card pairs with Apple Wallet on your device, is simple to sign up for, includes enhanced security over other cards, has zero fees, and provides daily rewards right to your Apple Cash account. And as good as that sounds, the fine print can complicate things real quick.
Now more than ever, people everywhere are suffering from bad credit. Credit is important. You need it to take out loans, buy a house, rent an apartment, get a car, almost anything! Check out this two part video, presented by Daniel Medina from United Credit Education Services, and listen along as he offers you tips on how to improve your credit - even in a recession. This helpful and informative video can start you on the right track to financial stability, no matter what the circumstances.
From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever to follow in their footsteps (or just finish your homework or study for that next big test). With this installment from Internet pedagogical superstar Salman Khan's series of free math tutorials, you'll learn how to work with and solve rate problems in algebra using the distance formula.
Need some help figuring out a simple rate problem (involving the rate of a train for example? See how it's done with this free video math lesson. Need help finding the From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever to follow in their footsteps (or just finish your homework or study for that next big test). With this installment from Internet peda...
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, part of his "Excel Finance Class" series of free video lessons, you'll learn how to calculate APR (Annual Percentage Rate), EAR (Effective Annual Rate) and Period Rate.
One formula that you will run into in Calculus is calculating the percentage growth rate using a logarithmic derivative, elasticity of demand, relation among elasticity of demand and also revenue. In this video you will learn the different formulas that are used, methods of solving each formula, and also the full solutions.
Want to calculate percentage growth rates (also known as the relative rates of change)? Learn how with this free video calculus lesson, which covers calculating the percentage growth rate using a logarithmic derivative, elasticity of demand and the relation between elasticity of demand and revenue. From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever t...
Identity theft is a huge problem and one of he fastest growing crimes in America. A number of credit card companies now issue credit cards with embedded RFIDs (radio frequency ID tags), with promises of enhanced security and speedy transactions.
As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 29th installment in his "Excel Business Math" series of free video lessons, you'll learn how to solve for rate, amount of change and rate of change.
What Is a Rate? A rate is a comparison of two quantities that have different units. An example is 90 miles/3 hours, which is read as 90 miles per 3 hours.
All you hear about on the news, the radio, and in other media sources is how the unemployment rate is high. But how do they know that? How did they get to that conclusion? Well, wonder no more! In this video you will learn what formulas you can use and other statistics to find out what the unemployment rate is.
In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...
Your maximum heart rate is an important piece of information to know if you are exercising seriously and want to make sure you are going hard without damaging your body. This video will teach you an easy, conservative way to estimate your maximum heart rate. With this knowledge and a heart monitor you will be able to assess the quality of your workout more accurately.
Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...
How to test your graphic frame rate in iTunes
In this invigorating exercise, the Shirtless Apprentice leads us through the beautiful pastures of frame rates. Watch as Matt explains the intricacies of selecting the correct frame rate for your online video.
Credit blocks appear at the bottom of nearly every mainstream movie poster (and even some indie films). This tutorial shows you how to create your own Hollywood-style credit block, from font to formatting, and shows you several different looks you can use.
The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...
In this installment of the Excel Basics Series you'll learn how to use formulas to calculate an annual interest rate, as well as breaking it down to a monthly rate and an effective annual rate. A general knowledge of Excel is helpful for navigating the menus in Excel, but if you pay attention during this presentation you'll pick up the skills quickly! Several ideas covered in this video are Formulas with cell references, how to find various Excel functions to use in formulas, and the Effect f...
This movie shows you how to easily change screen resolution and the refresh rate in Windows 7. The first thing you have to do is to right-click anywhere on the desktop and then click the 'Screen Resolution' item. If you have multiple displays, select the display which resolution you want to change from the pop-up menu in the 'Display' field. Next, select the preferred resolution from the pop-up menu in the 'Resolution' field. To change your display refresh rate, you have to click the 'Advance...
Utilizing X-Rated Fusion, this drink brings many flavors to the table, most through the alcohol itself. With a bit of Peach Schnapps and pineapple juice, the only thing to make this drink complete is a bit of 7UP to lighten the mood.
An invisible number controls your financial destiny. So until the revolution, you might as well learn how to raise your credit score.
With the rise of smartwatches and wearables, you'd almost expect to need one to get a heart rate reading. While these devices can be helpful, not everyone has or wants to wear a gadget all the time to track their BPM. Luckily, when you combine Google Fit with a popular third-party heart rate measuring app, it will make things easy for you.
You're minding your business when your Apple Watch taps you. To your surprise, the watch claims your heart rate dipped abnormally low. The news might come as a shock — especially if you have no history of a heart condition — but before you panic, you should take the time to fully understand what this alert is really saying and what you can and should do about it.
Can't figure out how to give songs star ratings anymore in your iPhone's Music app? That's because Apple removed the ability to do so from the new iOS 10 update, just as I expected they would. It's still possible to rate songs, it's just very irritating.
Samsung created quite a buzz when it debuted a built-in heart rate sensor on the Galaxy S5 back in 2014, but amazingly, not many other manufacturers decided to follow suit. It's really a shame, too, since data from a heart rate sensor would go perfectly hand in hand with the increasing fitness- and activity-tracking features that most smartphones sport these days.
Export your video to share on Vimeo with iMovie. This video shows the different steps involved in exporting video, including setting the video width & height, bit rate, frame rate, audio settings, and saving to a file ready for upload.
Export your video to share on Vimeo with Windows Live Movie Maker. This video shows the different steps involved in exporting video, including setting the video width & height, bit rate, frame rate, audio settings, and saving to a WMV file ready for upload.
High finance and statistical analysis are too complex for most people once they forget what they learned in high school. If you are an investor or small business owner, you can't afford to forget this stuff. This video will teach you how to value an interest rate swap, good info for financial professionals and students.
Uh, oh. You’re at your front door without a key. If you’ve got a credit card, see if you can get it to open the door before you use it to pay for a locksmith. Learn how to unlock a door with a credit card. The lock needs to be the right kind of lock & you need to have patience. Learn how to unlock a door with a credit card next time you are locked out!
This image editing software tutorial shows you how to use Dr. Brown's Interpret Video & Fit Video to Audio script for Photoshop CS3. Change the frame rate of video files with these easy to use scripts. These scripts will only work with Photoshop CS3 Extended.
Adding ratings, titles, or comments to your photos can help you easily find them later. It can also help to remember important information about each photo.
For Android smartphones, the latest craze is high refresh rate displays, and many popular flagships have them. But until now, there has been no way to confirm it is, in fact, running at higher hertz besides a menu option. Android 11 changes this.
The days of bad smartphone videos are long gone. Your iPhone or Android phone is a capable video recorder, even offering different frame rate options in the native camera settings. Filmic Pro makes things a little simpler, however, and adds additional controls you wouldn't find on your device alone.
