New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 355th installment in their series of digital spreadsheet magic tricks, you'll learn how to use VLOOKUP to create a mortgage calculator that can handle four different types of loans: begin annuity, end annuity, interest only and "other."
This video walks you through the steps of using geometric series sum to figure out mortgage payments. This excellent video shows you a clean blackboard, with the instructors voice showing exactly what to do. Don't fret, any question you may have, will be answered. Watching this video will make you feel like your back in the classroom but rather comfortably from your home.
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
Runescape has more sidequests than US Government has mortgage-backed securities. This video will teach you everything you need to know about one of them. It's a miniquest called Tarn's Laircommentary here is great, and will leave almost no room for you to lose, you lucky devil.
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
In English, "supposed to" expresses obligation. Someone expects you to do something. It's an unusual form of the passive voice, but it's very important to learn. This ESL tutorial teaches you how to use "supposed to" in English. Watch this grammar how to video and you will be speaking English in no time.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
This gem, an extensive cinematography video tutorial on Motion Control systems by Mark Roberts Motion Control. In some ways this video is an advertisement for the systems they create, but there is a lot of useful knowledge shared that transfers to planning, shooting, and compositing with lesser tools. This instructional video explains what motion control is and the features of the Milo Motion control system rig. A ton of fantastic commercial and music video creative work is shown, with shot b...
In this three-part video tutorial, learn how to manage loans with an amortization table in Excel. The three parts of this video go over the following:
Snails are such cool cats. While we humans labor the day away in a whirlwind of errands and obligations, snails take their time wherever they choose to go. As such, we can learn a bit about taking it easy and relaxing from these small wisdom bearers.
Looking to buy a home? Why leave your current digs? Using technology has made it easier than ever before to find the home of your dreams. Learn how to buy a home online with help from this how-to video.
As a Boy Scout, when the First Class rank is attained, a scout has learned all the basic camping and outdoors skills of a scout. He can fend for himself in the wild, lead others on a hike or campout, set up a camp site, plan and properly prepare meals, and provide first aid for most situations he may encounter. A First Class scout is prepared.
Contemplating divorce but not sure you're ready? The best way to deal with marital problems is to file for a legal separation. This tutorial will take you step by step through this difficult, emotional process.
After leveraging the well-known intellectual property of Rovio's Angry Birds for its first game for the Magic Leap One, Resolution Games is singing a new song with a familiar refrain for its next game for the augmented reality headset.
The end of a weekend can be depressing knowing just how bad Monday morning will be when you get back to work, but that feeling is tenfold when coming back from a lengthy vacation with zero work responsibilities.
In a legal brief entered on Monday, Florida-based startup Magic Leap has filed suit against the founder of Nreal, a former employee of Magic Leap, claiming that the company's Nreal Light smartglasses were built using Magic Leap's intellectual property.
Up until the last 15 years or so, watching the commercials during the Super Bowl was arguably more exciting than the game itself. Super Bowl XXIV featured the San Francisco 49ers blowing out the Broncos, 55-10, in the worst Super Bowl beatdown of all time. The game might not have been that exciting, but the commercials sure were.
UPDATE (February 26, 2014) Yesterday, the U.S. House of Representatives passed H.R. 1123 with a 295-114 vote decision. The ruling repeals the 2012 Library of Congress (LOC) decision that limited the ability to legally "unlock" your smartphone (see below).
Ten days after Magic Leap declared that it had selected the winners of its Independent Creators Program, the company has officially released an almost full list of grant recipients.
A federal judge wants answers after an Uber engineer accused of data theft pleaded the Fifth in the ongoing Waymo versus Uber battle. This privilege would protect the accused, Anthony Levandowski, of self-incrimination and handing over specific documents demanded in a previous subpoena and forthcoming deposition.
Do you ever wonder how all these celebrities continue to have their private photos spread all over the internet? While celebrities' phones and computers are forever vulnerable to attacks, the common folk must also be wary. No matter how careful you think you were went you sent those "candid" photos to your ex, with a little effort and access to public information, your pictures can be snagged, too. Here's how.
The big night is less than a week away, so how do you not have a costume yet?! In my world, Halloween is the night of all nights. It's the only day of the year when it's socially acceptable to dress and walk around like an insane person, eat too much sugar, and scare the hell out of total strangers. What's not to love?
It's been done for ages, but for most of us, "regift" entered our vocabulary after the 98th episode of Seinfeld—"The Label Maker." In this episode, Elaine calls Dr. Whatley (played by Bryan Cranston) a "regifter" after he gives Jerry a label maker—the same label maker that Elaine gave Whatley.
It's not just iPhones. The entire smartphone market these days has a reputation for being expensive. Many flagship smartphones are advertised at $1,000 minimum. Looking for more storage space, or an extra camera or two? That price continues to rise. However, you don't need to take out a mortgage to buy a quality iPhone. In fact, when it comes to reasonable prices, you have more options than ever.
You would think that recovering your smartphone or another important item that you leave behind in an Uber ride would be a simple process, but it can actually be a pain in the ass. You have to find out how to report it to the driver, hope the driver is honest, pay a fee, and contact Uber directly if none of that works. But we're here to help make this process as easy as possible for you.
UPDATE: Entries are now closed. Thank you for participating! Next Reality is where we help you literally 'see' into the future of augmented reality, and to help with that mission we're offering three free pairs of Snap Spectacles 3 to three lucky readers who sign up for the Next Reality daily AR email newsletter.
On July 20, 1969, humans set foot on the moon for the first time. But some say our microbes beat us there. With the Space Age came new questions about microscopic invaders from outer space and concern about where we are leaving our microbial footprints. The questions are even more relevant today.
Step 1: What Exploit Development Is and Why Should I Be Interested on About This Topic
Privacy and security go hand in hand, especially for smartphones. When it comes to privacy, you decide what personal information about yourself is out there to discover. Security, on the other hand, is all about enforcing those privacy decisions.
Apple's iOS 16.3 update for iPhone had impressive new features, but iOS 16.4 might impress you even more.
It's mid-January and some of you happy tax-paying citizens have already started receiving your W-4s and 1099s in the mail. But before you start filling out your 2010 Federal Tax Return, make sure you're hip to all the tax tricks in 2011. You could end up saving some money!
In late 2011, representative from China, Russia, Tajikistan and Uzbekistan submitted a proposal called the International Code of Conduct for Information Security (ICCIS) to the UN Secretary General Ban Ki-moon that called for international consensus of a global set of rules and regulations that standardize information flow on the internet.
Apparently people play FarmVille and continue to play it because of the social obligations that tie you to it. According to SUNY Buffalo instructor (and student) A. J. Patrick Liszkiewicz:
When joining this site... it requires me to fulfill a list of obligations for getting the world going... More so... you can't have the perks without the work basically! So this is my final edit to our world and we can be officially off. Mikeyssmail on this becomes official and more... So thanks to all the fans who are jumping from Facebook to here! I think this is our future at this website... we have everything we need to share with and keep our own lives private! Enjoy!
In case you've been living under a rock for the last couple of years let me begin by explaining who banksy is. Bansky, is the pseudonym of one of the most popular street artists in the world. banksy has put his work up in various major locations in the around the world. this Includes places like on the isreal/palestine wall, Goverment buildings, inside virgin records stores, and has even managed to slip his work into the lourve and many other major muesems (by gluing his paintings to the wall...
Law enforcement can make a lot of folks cringe. Too often do we hear on the news, and even experience in our own lives, the unjust way that an unacceptable portion of law enforcement treat the very citizens they are supposed to protect. People's rights are violate each and every day by law enforcement, simply because they are timid and uneducated with the laws of society. This dirty trickery shouldn't be played on harmless citizens under any circumstances.
For more than a decade, Interplay was arguably the best video game publisher in America. Their list of games is a who's-who of the most creative and forward thinking games of the '90s, including everything fromOut of This World to Alone in the Dark to Earthworm Jim to Descent. They've been around since 1983, but have fallen on hard times since 1997, when they became a public company. They were acquired by a French publisher who then went bankrupt. They were forced to close their internal deve...
China is a hot mess of traffic and is stereotyped for spawning some of the craziest drivers in the world. The traffic jams are known to be so bad, drivers have been gridlocked for 9 straight days.
