TextNow is a great App for the iPhone that allows you to, for a $1 initial fee, send unlimited text messages to any other TextNow user without using any of the precious limited texts on your AT&T plan. The App is very easy to use, requires only a modest amount of additional money to keep using it forever, and will probably wind up saving you money in the long run by cutting down your monthly billed texts.
Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.
Cellular carriers like to nickel-and-dime us out of every bit of money they can feasibly justify, so as consumers, we owe it to ourselves to make sure that we're getting our money's worth.
In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...
With shows like "The Mandalorian" and movies like "Frozen 2," Disney+ has quickly become a must-have streaming service. However, with Netflix, Amazon Prime Video, and Hulu, adding another subscription-based service can become expensive — but there are ways to trim down the cost.
In this video, we learn how to use microgeneration to generate power. You can start by placing solar panels on your roof which is very easy to get installed. It's not a huge job, it just takes some workers and a meter that is in the house. This will tell you how much power you are getting through the solar panels. Another edition you can have is a panel that will give you hot water, which can save you money on your monthly bills. This will give you confidence in your energy because you are pr...
Hairy sisters of the world don't have it easy, and we feel your pain. From plucking those pesky toe hairs to seeing your threader on a twice monthly basis, getting rid of the bushiness that is your body is one big pain in the ass...and wallet. If you're paying for enough hair removal treatments to rival Big Foot, save some money by making your own hair removal wax.
Apple just unveiled the new iPhone 7 and 7 Plus at their September event, which means we're inching closer to traffic jams, parking lot fights, and day-long lines at Apple Stores, as well as those inevitable, dreaded words: "sold out."
As a former repair tech, I've heard the same reasons over and over as to why people opt not to purchase phone insurance. Some cite the cost—why pay extra every month for insurance when you're careful with your phone? Deductibles are expensive, so why not just spend that money on a repair instead of getting a refurbished phone as a replacement?
If you're just starting out with Android—or smartphones in general, for that matter—there are a lot of little things to learn. One of the first terms you'll likely encounter is "Wi-Fi," which is a wireless internet connection served up by a router in your home, office, or local coffee shop. This differs from your smartphone's regular "Mobile Data" connection, which is provided by your cellular carrier and included as part of your monthly bill.
The in-fighting between the major US carriers just got a little more interesting. In July of last year, T-Mobile introduced their JUMP! plan, letting customers upgrade their devices after just six months, up to twice a year. Buy a device, split up the price into monthly payments, and pay an additional $10/month to enroll in the service.
So you've been given the slip -- the pink slip. Take a deep breath, and do the following. You Will Need
News+ is Apple's new digital subscription service for written media that costs $9.99 per month. There is a free trial offered for one month, but you'll start getting charged the monthly fee as soon as your 30 days are up. While it's not very obvious, there is a way to cancel the auto-renewal right before you get charged.
It's been rumored ever since the 2012 release of the Kindle Fire, and now Amazon's first smartphone is set to debut a little later this year.
Wedding insurance, vacation packages, travel discounts – the American Automobile Association offers its members more than free towing.
T-Mobile's "Binge On" service for streaming videos has received mixed reactions so far. On one hand, it gives any T-Mobile subscriber unlimited access to popular streaming video services like Netflix and Hulu without having to worry about going over their monthly data cap. On the other hand, it reduces video quality to 480p, which is 6 times lower than full HD.
With the majority of smartphone carriers no longer offering unlimited data plans for the iPhone, monitoring how much mobile data you use is a key element to saving money on your phone bill.
Looking to cut your monthly expenses down? Brown-bagging is one of the easiest ways to save money, especially if you stock several key items. In this video, ways to pack a lunch for a dollar a day are gone over.
They're finally here. Apple revealed the brand new iPhone 11, 11 Pro, and 11 Pro Max on Sept. 10, and despite the questionable names, these are the best iPhone models money can buy. If you're looking to get your hands on one of these devices as soon as possible, there are few important dates you need to know.
On the surface, AppleCare+ seems like an expensive and gimmicky option to tack onto your already pricey iPhone 11, 11 Pro, or 11 Pro Max. Upon further inspection, however, you'll see that its seemingly expensive price tag is chump change compared to the fees you'll have to pay if you end up having to repair your premium device outside its one-year warranty.
Apple officially unveiled the long-awaited iPhone X, its tenth-anniversary edition iPhone, on September 12. With preorder and release dates just around the corner, you'll want to brush up on all things iPhone X to make sure you get your hands on one as soon as possible. After all, preorders start Friday, October 27.
Tinder, marketed as a free 'dating' app, is no stranger to paid features. The company has long allowed users to step up their game by spending money on their 'Tinder Plus' service. Tinder would like more of your money, it seems, as it rolls out a new paid service with a highly-desirable premium feature — the ability to see who has swiped right on your profile, without having to match.
The world finally received its first official look at the iPhone XR, XS, and XS Max, Apple's 2018 suite of smartphones, on Wednesday, Sept. 12. If you're someone looking to get their hands on one, two, or three of these new iPhones as soon as possible, you'll need to know all of the important dates so you don't end up missing out to others ahead of the line.
You can pinch yourself, but you're not dreaming. Sprint is actually offering a year of (mostly) free, unlimited service for anyone who switches to the carrier. The only stipulation is that you must bring your phone with you, and it has to be one of the 27 eligible devices.
Smartphones have been around for nearly a decade now, so we've had plenty of time to develop preconceptions and bias. People that have never owned an iPhone will tell you that Apple devices are restrictive and bland, while others might say that stock Android is boring compared to manufacturer skins like HTC's Sense, despite never having owned a Nexus or Pixel.
Oops... did you forget to connect to a Wi-Fi network before streaming HBO GO on your iPhone? While those episodes of The Wire may have been absolutely life-changing, your three-digit cellular bill is definitely going to hit you a little harder.
Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...
Your first bank account can be exciting and confusing at the same time. Check out this video and learn how to manage your money and accounts so you don't wind up in the red. You don't have to earn an MBA to make good financial decisions; this video offers plenty of suggestions to keep your accounts on track.
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 47th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the PMT function to calculate payments. Specifically, this video addresses the following topics:
Zently — the mobile app for renters — is taking on Venmo with its newest feature. Traditionally used to automate rent payments, deliver rent checks for free, and communicate with your landlord, it now allows you to connect to your bank account and split bills with housemates. Following the addition of Zelle to several major banks apps — to allow users to transfer money to their contacts — the battle of the mobile payment apps is getting increasingly fierce. With this new update, Zently is als...
Ok, I have to admit, I drop my phone around 2–4 times a week. I'm horrible at protecting it and I've gone through my fair share of cracked phones. Most of the time, once the phone is cracked it's just easier to get an entirely new phone, rather than have to fight your phone provider for a fix.
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
The fifth annual Amazon Prime Day is upon us. Starting July 15, Amazon will offer thousands of deals on products across its site, kicking off at 3 a.m. EDT. This year, it will only run for 48 hours, so you have even less time to act. To save you some of that time, we made a list of the best deals for smartphone accessories.
It's that time of year again. No, not Thanksgiving. Black Friday. There are a lot deals available this holiday weekend, many of which include flagship Android devices. Whether you are thinking of buying a phone for yourself or looking for a gift for someone else, you can find a little savings to shop smart during the holidays.
Smartphones are great. They help you keep in touch with your loved ones and stay up to date on what's going on in the world. The problem is that like everything else that's useful, they cost money to use, and between calling, texting, and data plans, it can get really expensive.
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 679th installment in their series of digital spreadsheet magic tricks, you'll learn how to summarize yearly totals from monthly totals when there Year Criteria is entered as a serial date. See the SUMPRODUCT and SUMIFS functions. Learn about criteria and how to enter it into the SUMIFS functions.
By far the most significant development for AR in the coming months and years — the development that will drive AR adoption — will be our reliance upon the AR cloud.
With new iPhone models out, you'll have updated cameras to try out, a faster processor, and new colors to choose from. The only thing that could stop you from picking one up yourself is, well, your current iPhone. Here's how to check if you're eligible to upgrade to iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, or any other iPhone still being sold.
Mobile data is expensive. The internet connection that comes with your cell phone plan is generally limited to a certain amount of gigabytes that can be downloaded before your monthly cap kicks in, at which point you run the risk of incurring costly overage fees.
Apple's streaming music service, Apple Music, offers a three-month free trial that hopes to get you addicted enough to pay for a monthly subscription. You may even see a one-month trial if you're a former subscriber. While it's not very obvious, there is a way to cancel either free trial from auto-renewing. That way, you don't have to deal with Apple support to try and get your money back because you forgot.