TextNow is a great App for the iPhone that allows you to, for a $1 initial fee, send unlimited text messages to any other TextNow user without using any of the precious limited texts on your AT&T plan. The App is very easy to use, requires only a modest amount of additional money to keep using it forever, and will probably wind up saving you money in the long run by cutting down your monthly billed texts.
In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...
Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...
Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.
Cellular carriers like to nickel-and-dime us out of every bit of money they can feasibly justify, so as consumers, we owe it to ourselves to make sure that we're getting our money's worth.
In this video, we learn how to use microgeneration to generate power. You can start by placing solar panels on your roof which is very easy to get installed. It's not a huge job, it just takes some workers and a meter that is in the house. This will tell you how much power you are getting through the solar panels. Another edition you can have is a panel that will give you hot water, which can save you money on your monthly bills. This will give you confidence in your energy because you are pr...
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 47th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the PMT function to calculate payments. Specifically, this video addresses the following topics:
Hairy sisters of the world don't have it easy, and we feel your pain. From plucking those pesky toe hairs to seeing your threader on a twice monthly basis, getting rid of the bushiness that is your body is one big pain in the ass...and wallet. If you're paying for enough hair removal treatments to rival Big Foot, save some money by making your own hair removal wax.
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 679th installment in their series of digital spreadsheet magic tricks, you'll learn how to summarize yearly totals from monthly totals when there Year Criteria is entered as a serial date. See the SUMPRODUCT and SUMIFS functions. Learn about criteria and how to enter it into the SUMIFS functions.
Mobile data is expensive. The internet connection that comes with your cell phone plan is generally limited to a certain amount of gigabytes that can be downloaded before your monthly cap kicks in, at which point you run the risk of incurring costly overage fees.
If you're just starting out with Android—or smartphones in general, for that matter—there are a lot of little things to learn. One of the first terms you'll likely encounter is "Wi-Fi," which is a wireless internet connection served up by a router in your home, office, or local coffee shop. This differs from your smartphone's regular "Mobile Data" connection, which is provided by your cellular carrier and included as part of your monthly bill.
The in-fighting between the major US carriers just got a little more interesting. In July of last year, T-Mobile introduced their JUMP! plan, letting customers upgrade their devices after just six months, up to twice a year. Buy a device, split up the price into monthly payments, and pay an additional $10/month to enroll in the service.
Apple just unveiled the new iPhone 7 and 7 Plus at their September event, which means we're inching closer to traffic jams, parking lot fights, and day-long lines at Apple Stores, as well as those inevitable, dreaded words: "sold out."
Love Microsoft Excel? This clip contains a tip that just might induce you to. With this free video tutorial from ExcelIsFun, the 51st installment of his "YouTubers Love Excel" or YTLE series of free video MS Excel lessons, you'll learn how to use a VLOOKUP function inside a Text Formula to add a variable word (e.g., Annual, Semi-Annual, Quarterly, Monthly, or Weekly).
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this Excel tutorial from ExcelIsFun, the 568th installment in their series of digital spreadsheet magic tricks, you'll learn how to use a SUMIFS function to tabulate a monthly running total from transaction data.
Wedding insurance, vacation packages, travel discounts – the American Automobile Association offers its members more than free towing.
Kids can have fun using the iTunes music store while parents still control the credit card and content their children can access. Parents can restrict access to certain content, set up a shopping cart to review music choices before they're purchased, and give kids a monthly allowance.
With the majority of smartphone carriers no longer offering unlimited data plans for the iPhone, monitoring how much mobile data you use is a key element to saving money on your phone bill.
Love Microsoft Excel? This clip contains a tip that just might induce you to. With this free video tutorial from ExcelIsFun, the 45th installment of his "YouTubers Love Excel" or YTLE series of free video MS Excel lessons, you'll learn how to use the SUMPRODUCT & TEXT functions together in 1 formula to sum the month's sales. Learn to love digital spreadsheets more perfectly with the tricks outlined in this free Microsoft Office how-to.
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 325th installment in their series of digital spreadsheet magic tricks, you'll learn how to create a formula that takes a fixed daily cost and calculates the monthly total for months with different number of days.
Did you just find an iPhone 3G or 3GS on the floor but don't want to pay for the expensive AT&T plan?? This instructional video takes you step by step on how to easily jailbreak the phone with a couple of simple of steps that will allow you to use your phone in a matter of minutes without having to pay outrageous monthly phone bills. All you need to do is have iTunes installed on your computer and then just follow the simple steps stated in the video.
When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
With shows like "The Mandalorian" and movies like "Frozen 2," Disney+ has quickly become a must-have streaming service. However, with Netflix, Amazon Prime Video, and Hulu, adding another subscription-based service can become expensive — but there are ways to trim down the cost.
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 12th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate average and marginal tax rates with Excel.
This video demonstrates how to remove the air conditioning condenser from a Nissan Altima. If your air conditioning isn't working, especially if you live in a hot, traffiky part of the world, your life is probably pretty miserable. This video will help you to rectify the situation yourself at home without having to pay half of your monthly salary to a mechanic.
Take a look at this instructional video and learn how to use simple formulas in Microsoft Office Excel 2007 to add, subtract, multiply, and divide. For example, you can use a prewritten formula called the SUM function to find totals, such as your total monthly expenses. Excel updates the results if the numbers change later.
It's finally here. After years of rumors and speculation, Apple unveiled the new iPhone SE on April 15. While it doesn't have a 4-inch display like the original SE, it's the smallest new iPhone you can buy today, with the chipset of the iPhone 11, 11 Pro, and 11 Pro Max. So, when can you get your hands on it?
Apple Music offers a cheaper subscription option to those of you who look for it — only $99 for a year. If you are already an Apple Music user, you can access the option right now. Otherwise, you have to sign up for a normal monthly plan first, then switch to this plan to get a better deal after.
Amazingly enough, some of us still have to worry about exceeding our monthly mobile data limits. You'd figure carriers would have given the customers what they want by now by offering truly unlimited plans, but with two conglomerates sitting atop the U.S. cellular market with fat pocketbooks that make for limitless lobbying, they can basically do whatever they want.
When you're on a limited data plan, bumping up against your monthly cap is a major concern. Overage fees are incredibly high these days, and being throttled down to 2G coverage almost renders a smartphone completely useless.
So you've been given the slip -- the pink slip. Take a deep breath, and do the following. You Will Need
They're finally here. Apple revealed the brand new iPhone 11, 11 Pro, and 11 Pro Max on Sept. 10, and despite the questionable names, these are the best iPhone models money can buy. If you're looking to get your hands on one of these devices as soon as possible, there are few important dates you need to know.
Tinder, marketed as a free 'dating' app, is no stranger to paid features. The company has long allowed users to step up their game by spending money on their 'Tinder Plus' service. Tinder would like more of your money, it seems, as it rolls out a new paid service with a highly-desirable premium feature — the ability to see who has swiped right on your profile, without having to match.
Want to receive daily, weekly or monthly updates on a subject of your choice? With Google Alerts, it's easy! So easy, in fact, that this home computing how-to from the folks at Easily can present a complete (and somewhat talky) overview of the process in just under five minutes' time. For the specifics, and to get started setting up and using Google Alerts yourself, just watch this handy how-to.
If you're among the throng of Apple iPhone users to refuse to pay $5 for a monthly SMS allowance, then each text message you receive, whether you like it or not, will run you $0.20. In this how-to, Gary Rosenzweig shows you how to prevent unwanted text messages by turning off the ability for someone to send you a text message via email. Learn also how to request that text messaging be turned off completely in this video.
T-Mobile's "Binge On" service for streaming videos has received mixed reactions so far. On one hand, it gives any T-Mobile subscriber unlimited access to popular streaming video services like Netflix and Hulu without having to worry about going over their monthly data cap. On the other hand, it reduces video quality to 480p, which is 6 times lower than full HD.
If you're a fan of Hulu and want to take the service with you wherever you go, you now can. You'll need to subscribe to Hulu+, a monthly subscription service which will allow you to stream lots of Hulu's content right on your hand held device, such as an iPhone or iPod touch. Check it out today and get that Hulu goodness! You will be limited a bit with some of your selection, so you may want to find out first if your favorite show will be available.
1 in 9 women will get breast cancer at some point in their lives, and at least a third of women will not self-check their breasts. Early diagnosis is essential in treating breast cancer, and that’s where monthly self-checks come in. If you’re not sure where to start – don’t worry! Dr Dawn Harper’s guide will give you advice on exactly how to self-check your boobs. Watch this video tutorial and learn how to self examine breasts for any lumps or possible cancer.
Looking to cut your monthly expenses down? Brown-bagging is one of the easiest ways to save money, especially if you stock several key items. In this video, ways to pack a lunch for a dollar a day are gone over.
Unclaimed money, or money that has gotten lost in the financial system but is owed to you, is all over America. If you think there might be money that belongs to you in the state of New York, check out this video made by State Comptroller Mike DiNapoli outlining how to check whether you are owed unclaimed money and how to claim it.